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Failed Charges, decline codes - Invalid Account, Insufficient Funds
Failed Charges, decline codes - Invalid Account, Insufficient Funds

Invalid Account, Insufficient Funds

Mica Manson avatar
Written by Mica Manson
Updated over 10 months ago

Sometimes charges fail, you can retry the charge or wait for the system to automatically retry them. Note: the client will receive a message letting them know the payment has failed and a link to update the payment method.

Here are some of the common decline codes:

Decline Code

Description

Next Steps

card_not_supported

The card does not support this type of purchase.

The customer needs to contact their card issuer to make sure their card can be used to make this type of purchase.

currency_not_supported

The card does not support the specified currency.

The customer needs to check with the issuer whether the card can be used for the type of currency specified.

do_not_honor

The card was declined for an unknown reason.

The customer needs to contact their card issuer for more information.

expired_card

The card has expired.

The customer needs to use another card.

fraudulent

The payment was declined because Stripe suspects that it’s fraudulent.

Don’t report more detailed information to your customer. Instead, present as you would the generic_decline described below.

generic_decline

The card was declined for an unknown reason or possibly triggered by a blocked payment rule.

The customer needs to contact their card issuer for more information.

incorrect_number

The card number is incorrect.

The customer needs to try again using the correct card number.

incorrect_zip

The postal code is incorrect.

The customer needs to try again using the correct billing postal code.

insufficient_funds

The card has insufficient funds to complete the purchase.

The customer needs to use an alternative payment method.

invalid_account

The card, or account the card is connected to, is invalid.

The customer needs to contact their card issuer to check that the card is working correctly.

This transaction requires authentication

Card is not authorized for this charge

The customer needs to contact their card issuer to approve the card


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